<P style="MARGIN: 0px">In WV its a lot more,,$1,000 pr yr. OutDoorInsurance is the guy to go with . Tim Reed is a good guy and an avid hunter as well.</P> <P style="MARGIN: 0px">Thats for private&public but you have to work out paperwork to hunt on State lands.</P> <P style="MARGIN: 0px">Capt MArk is right about the Coast Guard Captain's Lisc. The cost varies on the exposure you create, transportation , boats, atv's,,, also hunter to guide ratio has a factor in the premium.etc things like that all add up the cost.</P> <P style="MARGIN: 0px"> </P> <P style="MARGIN: 0px"> </P> <P style="MARGIN: 0px">John Bailey OW Field Reporter</P> <P style="MARGIN: 0px">McGregor Mountain Rod and Gun</P>