Looking for some ideas on who to call for boat insurance. My agent only represents one company and there coverage is poor. Thanks a bunch
I carry Progressive. Haven't ever had to use it so I don't know much else. I compared them with BoatUS and Progressive was half of what they wanted. I pay $150/ year for $6K of coverage.
I PAY $251 PER YEAR FOR $28,500.00 WORTH OF COVERAGE THRU STATE FARM THATS WITH A 10% DISCOUNT FOR TAKING A BOATERS SAFTEY COARSE
Ref Boat Ins; # 1- 2004 TDB SC17 with 40HP Nisson with $100.00 deductable $ 94.00 through Nationwide. # 2 ID 35; boat with a stated value of $ 99,500 and trailer at $ 9,500 with $ 250.00 deductable $ 449.00. # 3 Olson 30; boat with a stated value of $ 27,500 and trailer at $ 5,000 with a $ 250.00 deductable $ 200.00. # 2 & 3 are through Erie Ins underwriters.
Nationwide has good coverage, had a large sycamore tree fall on my cabin cruiser while docked, the tree went through both engines and damaged the top, and some fiberglass. The took care of everything! From the crane that removed the tree and hualed it away to the tow bill to the mechanics than to the fiberglass shop. Check them out, they also give discounts for USCG certification, and safe boater course.
I use State Farm, $12 bucks a month for $12,000, Took only a week to get my claim check when I tore up my prop, very happy with them so far!
